:root{
  --peach:#f2b880;
  --peach-2:#e79c58;
  --blue:#3f5b78;
  --blue-2:#2e4560;
  --cream:#fbf7f0;
  --card:#ffffff;
  --ink:#2c2a26;
  --sub:#6b675e;
  --line:#ece3d4;
}
*{box-sizing:border-box;}
body{margin:0;background:var(--cream);color:var(--ink);
  font-family:-apple-system,BlinkMacSystemFont,'Segoe UI',Helvetica,Arial,sans-serif;
  line-height:1.6;}
.display{font-family:'Georgia',serif;}
.wrap{max-width:1040px;margin:0 auto;padding:0 24px;}
a{color:inherit;}
img{max-width:100%;display:block;}

header{padding:20px 0;}
.header-inner{display:flex;align-items:center;justify-content:space-between;}
.brand{font-weight:800;font-size:19px;color:var(--blue-2);text-decoration:none;}
nav a{margin-left:22px;text-decoration:none;color:var(--sub);font-size:14.5px;font-weight:600;}
nav a.active{color:var(--blue-2);}

.hero{padding:30px 0 60px;}
.hero-grid{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:center;}
.badge{display:inline-block;background:#fdece1;color:var(--peach-2);font-weight:700;font-size:13px;
  padding:6px 14px;border-radius:20px;margin-bottom:18px;}
h1{font-family:'Georgia',serif;font-size:40px;line-height:1.2;margin:0 0 18px;color:var(--blue-2);font-weight:400;}
.lede{font-size:17px;color:var(--sub);max-width:44ch;margin:0 0 28px;}
.cta-row{display:flex;align-items:center;gap:16px;flex-wrap:wrap;}
.cta{display:inline-block;background:var(--blue-2);color:#fff;text-decoration:none;font-weight:700;
  padding:15px 28px;border-radius:30px;font-size:15px;}
.cta:hover{background:var(--blue);}
.cta-note{font-size:13px;color:var(--sub);}

.hero-photo{aspect-ratio:1/1;object-fit:cover;background:#f4e6d3;border-radius:24px;}

.strip{background:var(--blue-2);color:#eef2f6;padding:16px 0;}
.strip .wrap{display:flex;gap:32px;flex-wrap:wrap;font-size:13.5px;}
.strip b{color:#fff;}

section{padding:60px 0;}
h2{font-family:'Georgia',serif;font-size:28px;color:var(--blue-2);font-weight:400;margin:0 0 10px;text-align:center;}
.section-lede{text-align:center;color:var(--sub);font-size:15.5px;max-width:56ch;margin:0 auto 40px;}

.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;}
.step-card{background:var(--card);border-radius:18px;padding:26px;box-shadow:0 8px 24px rgba(60,50,30,.06);}
.step-num{width:34px;height:34px;border-radius:50%;background:var(--peach);color:#fff;font-weight:800;
  display:flex;align-items:center;justify-content:center;margin-bottom:14px;}
.step-card h3{font-size:17px;margin:0 0 8px;}
.step-card p{font-size:14px;color:var(--sub);margin:0;}

.compare{display:grid;grid-template-columns:1fr 1fr;gap:24px;}
.cmp-card{border-radius:18px;padding:28px;}
.cmp-card.no{background:#fbeee6;}
.cmp-card.yes{background:#e9f1ea;}
.cmp-card h3{margin:0 0 14px;font-size:17px;}
.cmp-card ul{margin:0;padding-left:20px;font-size:14.5px;color:var(--ink);}
.cmp-card li{margin-bottom:10px;}

.mid-photo{aspect-ratio:21/9;object-fit:cover;border-radius:18px;background:#f4e6d3;margin-top:44px;}

.honest{max-width:640px;margin:36px auto 0;background:var(--card);border:1px solid var(--line);
  border-radius:14px;padding:20px 24px;font-size:14px;color:var(--sub);text-align:left;}
.honest strong{color:var(--ink);}

.faq{max-width:680px;margin:0 auto;}
.faq-item{border-bottom:1px solid var(--line);padding:18px 0;}
.faq-item summary{cursor:pointer;font-weight:700;font-size:15.5px;list-style:none;}
.faq-item summary::-webkit-details-marker{display:none;}
.faq-item p{font-size:14.5px;color:var(--sub);margin:10px 0 0;}

.final{background:linear-gradient(135deg,var(--peach),var(--peach-2));border-radius:28px;padding:48px;
  text-align:center;margin:0 auto;max-width:1040px;}
.final h2{color:#fff;}
.final .section-lede{color:#fff8f0;}
.final .cta{background:var(--blue-2);}

.legal-page{padding:20px 0 60px;}
.legal-page h1{font-family:'Georgia',serif;font-size:32px;color:var(--blue-2);font-weight:400;}
.legal-page .updated{font-size:13px;color:var(--sub);margin-bottom:32px;}
.legal-page h2{font-size:19px;margin-top:36px;color:var(--blue-2);}
.legal-page p, .legal-page li{font-size:15px;color:#3b3f45;max-width:72ch;}
.legal-page ul{padding-left:20px;}
.placeholder{background:#fdece1;border:1px dashed var(--peach-2);padding:2px 6px;border-radius:3px;}

footer{margin-top:60px;border-top:1px solid var(--line);}
.legal-block{padding:40px 0;}
.legal-block h4{font-size:14px;margin:0 0 8px;color:var(--blue-2);}
.legal-block p{font-size:12.5px;color:var(--sub);line-height:1.7;margin:0 0 16px;max-width:68ch;}
.foot-bottom{font-size:12px;color:var(--sub);padding:18px 0;border-top:1px solid var(--line);}
.foot-bottom a{margin-right:16px;color:var(--sub);}

@media(max-width:760px){
  .hero-grid{grid-template-columns:1fr;}
  .hero-grid .hero-photo{order:-1;aspect-ratio:16/10;}
  .steps{grid-template-columns:1fr;}
  .compare{grid-template-columns:1fr;}
  h1{font-size:30px;}
  .final{padding:32px 20px;}
}

.legal-shell{max-width:940px;margin:0 auto;padding:64px 24px 84px;line-height:1.7}
.legal-shell h1{font-size:clamp(34px,5vw,58px);line-height:1.04;margin:0 0 10px}
.legal-shell h2{font-size:24px;margin:36px 0 8px}
.legal-shell h3{font-size:18px;margin:24px 0 6px}
.legal-shell p,.legal-shell li{max-width:820px}
.legal-shell .updated{opacity:.66;font-size:14px;margin-bottom:32px}
.legal-shell .policy-note{padding:18px 20px;border:1px solid rgba(70,70,70,.18);border-radius:12px;background:rgba(245,245,245,.72);margin:26px 0}
.legal-shell .policy-note strong{display:block;margin-bottom:4px}
.legal-shell a{text-decoration:underline;text-underline-offset:2px}
.legal-links{display:flex;gap:10px 16px;flex-wrap:wrap;margin-top:42px;padding-top:24px;border-top:1px solid rgba(70,70,70,.18);font-size:14px}
.legal-links a{white-space:nowrap}
.offer-box{margin:36px 0;padding:24px;border:1px solid rgba(70,70,70,.18);border-radius:16px;background:rgba(250,250,250,.92)}
.offer-box h3{margin-top:0}.offer-box .offer-actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:18px}
.offer-box .offer-actions a{display:inline-flex;align-items:center;justify-content:center;padding:11px 16px;border-radius:999px;text-decoration:none;border:1px solid currentColor;font-weight:700}
@media(max-width:700px){.legal-shell{padding:40px 20px 64px}.legal-shell h2{font-size:21px}}